Leisure Accidents
Accidents can occur in various leisure situations.
Compensation rights for leisure accidents are usually based on leisure accident insurance, which is often part of family insurance policies with insurance companies.
Employee accident insurance may also cover accidents during leisure time if the individual is covered by a collective agreement that provides for such compensation. Additionally, general accident insurance covers both leisure and work accidents, if such insurance is in place. If a leisure accident occurs due to the negligence of another party, it may also be eligible for compensation from the liability insurance of that party.
Insurance companies offer various family insurance policies, and many of them include leisure accident insurance. Such insurance can, for example, provide compensation for accidents that cyclists experience during recreational activities.